Insurance & Payment

Insurance Coverage: The Honest Picture

Most dermatological treatments in India — including those at Gomti Clinic — are not covered by standard health insurance policies. This is a reality many patients from Gomti Nagar, Aliganj, and Hazratganj discover only when they try to claim. Here's why:

• Cosmetic/aesthetic procedures (Botox, fillers, HydraFacial, laser hair removal) are classified as elective and excluded by virtually all Indian health insurers
• Acne treatments, chemical peels, and scar correction are generally considered outpatient procedures and fall outside hospitalization-based insurance
• Hair transplant and PRP therapy are classified as non-medically necessary by most policies
• Vitiligo surgery may have partial coverage under some comprehensive plans, depending on whether it's classified as reconstructive

What This Means for Lucknow Patients

If you're searching for dermatology treatment in Lucknow hoping your Mediclaim or employer insurance will cover it — for most cosmetic and procedural dermatology, it won't. This is the same across Lucknow, Delhi, Mumbai, and Chennai. We mention this upfront so you can budget accordingly.

Payment Options at Gomti Clinic

• Cash — accepted for all treatments
• UPI / Google Pay / PhonePe — digital payments accepted
• Consultation fee: INR 600 (payable at the time of visit)
• Procedure costs are communicated before treatment begins — see our Pricing page for guidance

Professional Indemnity

As a registered medical practitioner, Dr. Ankita Kumari maintains professional indemnity coverage as recommended by medical practice guidelines in India. This protects both the clinic and patients in the unlikely event of a clinical dispute.